Marley's Ghost appearing to Scrooge in his London home. The ghost is draped in chains and lockboxes, symbolizing the greed and burdens of his lifetime. Scrooge, dressed in his nightgown, looks on in fear and disbelief. The room is dimly lit by a single candle, casting eerie shadows across the walls, filled with Victorian furniture. The atmosphere is tense, capturing the pivotal moment of confrontation between the past and the present.